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- Independent Equity Release Advice as well as unique and exclusive offers.
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Equity release can be complicated, but it is a very simple and basic concept once you break it down and take apart the complex terms and details.
Anyone who is age 55 or over can consider equity release as a means for having more money in retirement that can be used for any variety of reasons, but receiving good independent advice from a specialist advisor is essential.
Your advisor will be able to assess your needs and circumstances and provide you with a concise breakdown of the best schemes that meet your needs, taking into account such things as how equity release might effect any means tested benefits.
Talk with an equity release advisor and receive advice to determine if it is right for you. If it turns out to be the best course of action, you can then benefit from having that extra money you need to do things like:
- Fix up your home
- Provide extra income during retirement
- Buy a new car
- Take holidays whenever you like
- Help your family
Having an independent equity release advisor to offer you the best advice available is going to make a big difference.
There are numerous different types of lifetime mortgage plans that you can choose from, which makes it all the more critical that you speak with professionals to determine if this is the right choice, and which of the schemes is best for your specific needs.
An equity release advisor will be able to:
- Provide you with insight and education on lifetime mortgage, including the details of the different equity release schemes that may be best suited for your specific situation.
- Offer expert financial advice and opinion on the process of equity release so that you can get unbiased information from a reputable source.
- Show you how equity release works, explain what you should expect, and then help you to determine whether this is the right solution for your needs.
- Never pressure you into an equity release plan. You advisor will do their best to offer objective advice and insight on other financial options you may have.
- Discuss your financial situation, circumstances, and life plans and goals. They will sit with you in your home or talk over the phone with you to learn about you, your life, and your needs in the realm of financial matters. After all, they cannot offer proper advice without understanding your exact situation and circumstances.
- Never mislead you about the costs of equity release. There are fees involved in the process, much like when you obtain a mortgage for a home. They will advise you of the costs of any lifetime mortgage in their explanation of the services they offer and the different plans that you have to choose from.
The equity release advisor you talk to will provide you with unbiased information along with a professional opinion of what they believe to be the best options to meet your needs.
In many cases, it is determined that equity release is in fact, NOT the right solution. Therefore, you should understand that you are not going to be sold anything that you don’t need, and that the equity release advisor that you work with is only there to offer you information and resources to help determine your best course of action when it comes to financial matters such as this, and will clearly tell you if equity release in not right for you.