Equity Release Advice with No Obligation
We are here to help you find the right Equity Release Scheme for your needs by searching the entire equity release market form you.
Your initial consultation is FREE and without obligation, and can be conducted over the phone, or you can choose a home visit from a local equity release adviser if you prefer.
Search the entire market to find the best scheme
Simply request an Equity Release Quote to receive details of the best equity release scheme to suit your individual circumstances
Your consultation covers everything you need to know about how equity release schemes work, the effects to state benefits and and how the value of your estate will be reduced.
Your adviser will also provide details of offers not even available direct with the provider!
This offer provides the lowest Aviva Lifetime Mortgage rate, plus £1000 cashback.Not only that but you’ll also receive £270 towards the valuation. The overall cost for comparison is 6.5% APR.
No arrangement fee – A FREE valuation – and £600 cashback on completion
A FREE survey, and options to protect a percentage of the property value. Enhanced Plans that release a larger amount of cash may be available subject to qualification.
A free survey is provided on all properties up to a value of £500,000 with Liverpool Victoria or a contribution of £384 above £500k
Equity release lifetime mortgage schemes are available in various shapes and sizes, but essentially, all provide the facility to release equity that is tied up in your home without the need to meet an ongoing monthly mortgage payment.
That is where the similarity ends however, and understanding the difference between the different schemes available is where most people get confused, often leading to a decision to take out the wrong plan, or think that they have found a viable solution only to find in later years it was not.
Home Reversion Plans are an alternative to lifetime mortgages, and are normally considered when life expectancy is short, or a larger amount of equity needs to be released, than is available through a rolled up interest lifetime mortgage scheme, or where you do not wish to be subject to the application of ongoing interest charges.
Releasing equity in your home with a Home Reversion Plan, requires that you sell a percentage of your home to the Home Reversion Company, in exchange for an agreed lump sum.